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Only You Stop You

A Good Name Is To Be Desired Than Great Riches

 In Today's Economy You Can't Afford

To Not Have Good Credit! 

 

Let me help you gain back the control of your

life and credit situation. I offer individual 

credit repair, workshops as well as a

DO IT YOURSELF CREDIT REPAIR KIT

 

We Serve Nationwide and

our Services are Guranteed 

 

Tracy Byars

Founder | CEO

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About

About Us

Flourishing Credit Counseling & Budgeting was established on the belief that our client's needs are of the utmost importance. Our entire team is committed to meeting those needs.
 
As a result, a high percentage of our business is from repeat customers and referrals. We would welcome the opportunity to earn your trust and deliver you the
best service in the industry.

How

How Credit Works

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CREDIT COUNSELING

Credit Counseling is a process that involves offering education to consumers about how to avoid incurring debts through establishing an effective Debt Management Plan and Budget.

 

Our services also offer removing all negative items that appears on all three Credit Reports that stops you from moving forward in achieving your desire goals in life.

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FOR THE BEST MORTGAGE RATES

OUR CORE VALUE:

Flourishing Credit Counseling assists you in obtaining a better credit score on each of the three major credit reports, Equifax, Experian and Transunion.

 

In today's economy some lenders demand a minimum score of 740 for the best mortgage rates. Lower scores mean higher rates.  Scores below 580 gets you nothing purchased through credit.

15 Reasons You Should Repair Bad Credit

  • Save money on interest

  • Stop paying security deposit

  • Get lower insurace rate

  • Stop Paying cash for everything

  • Get a higher credit limit

  • Stop debt collectors harassment

  • Feel better about credit score

  • Buy a new house

  • Rent an apartment

  • Buy a new car

  • Get a job

  • Take some financial pressure off your spouse

  • Stop relying on co-signers

  • Start your own business

  • Protect your children credit score

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Resources

Grow Your Credit Score

 

If you are looking for a good website to receive all three credit reports with scores.

www.creditchecktotal.com

www.experian.com

www.privacyguard.com

ALWAYS STAY AHEAD BUDGET TODAY.

WIN WITH MONEY! EVERY DOLLAR FREE APP WITH DAVE RAMSEY .

www.daveramsey.com/everydollar

Are You Looking To Buy a Home? Utilize A Realtor.

Coldwell Bankers

Contact: Deborah Pate

P:985-630-2232

E:deborah.pate2cbtec.com

Keller Williams Realty

Contact: Joshua Pines

P:985-351-5585

E:joshuapines@kw.com

Century 21

Contact: Baron Lebranch 

P:504-390-6074

E:c21baron@yahoo.com

Ascension Realty Of LA

Contact: Marquita Robinson

P:225-627-8569

E:mrobinson@arofla.com

Drame Wealth Management Partnership

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ARE YOU LOOKING TO BUY A HOME?

- UTILIZE A MORTGAGE BROKER.

Ace Mortgage Company

Contact: Wendi Stein

P:504-914-0779

E:wendi@acemortgagela.com

Advance Mortgage & Investment Company

Contact: David Edwards

P:251-209-3088

E:dedwards@amic.co

Fannie Mae,Freddie Mac,FHA,USDA,VA

The Loan Ranger 

Contact: Steve Lanier 

P:504-908-3380

E:steve@stevelanier.com

DSM Lending LLC.

Contact: Dan Munna

P:504-220-8239

E:dan@dsmlending.com

Also Commercial Lending 

 

Crescent City Home Mortgage

Contact: Crystal Reese

P:985-276-0830

E:lendingchick@gmail.com

America's Mortgage Resource

Contact: Darla McNamara

P:504-512-1213

E:dmcnamara@amr-no.com

HAVE NO ESTABLISHED CREDIT AND

NEED A SECURED CREDIT CARD?

Bank of America

P:1-866-736-2205

https://bettermoneyhabits.bankofamerica.com

Capital One Secured MasterCard  (Rebuilding)

www.capitalone.com/credit-cards/secured-mastercard

INTERESTED IN A CREDIT EMPOWERMENT WORKSHOP?

Book your credit empowerment workshop today for your church, employees,

association or group. Call: 504.251.7425 | 50 ATTENDEE REQUIREMENT

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Contact

We're Here to Serve You...

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Success! Message received.

P.O. Box 1361 McDonough , GA 30253

 Tel: 504-251-7425

Email: byarst@bellsouth.net

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